Terms of Use for Digital Services
These Terms of Use govern your access and use of finarethos.com, including all content, features, and services provided. Please read carefully before using our site.
Last updated October 16, 2025 for clarity.
Acceptance of the Terms
By accessing or using our website, you agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, please discontinue use immediately.
Key Definitions
The following definitions clarify important terms used throughout these Terms.
‘Website’ refers to finarethos.com and all associated digital properties operated by our organisation.
‘User’ means any individual or entity accessing or using our services or features.
‘Content’ includes all written, visual, audio, and interactive materials on the website.
‘Services’ means all features, resources, and functionalities offered on this platform.
Use of Our Services
You agree to use our website only for lawful purposes and in accordance with these Terms. Misuse or unauthorised access is prohibited.
Eligibility
Our services are available only to individuals or entities capable of entering into legally binding agreements in Australia.
You must be 18 years or older to access certain features.
Your Responsibilities as a User
Users must comply with all laws, respect property rights, and avoid disruptive behaviours.
Prohibited Uses
The following activities are strictly prohibited on our site.
Intellectual Property Rights
All website materials and content are the exclusive property of finarethos.com, protected by copyright, trademark, and relevant intellectual property laws. Users are granted only limited, non-exclusive viewing rights.
User Content Submission
Users may submit comments or feedback as permitted, provided such content is lawful and non-infringing.
Your Rights in Relation to User Content
You retain rights to your submissions while granting us permission to use, display, and distribute provided material, subject to our privacy practices.
Privacy and Data Handling
Your use of our site is also subject to our Privacy Policy, which details how we collect and protect your data. Please review it regularly to understand your rights and obligations.
Privacy PolicyGeneral Disclaimer Statement
We strive for accuracy but make no representations regarding site content.
No Warranties or Guarantees
Services and content are provided 'as is' without any expressed or implied warranties. Results may vary based on many factors.
Limitation of Liability
To the maximum extent permitted by law, finarethos.com is not liable for any damages or losses resulting from your use of our services.
Indemnification
You agree to defend, indemnify, and hold harmless finarethos.com, its affiliates, and partners from any claims arising from your use of the site.
Dispute Resolution and Jurisdiction
All disputes will be governed and resolved under the jurisdiction of Australian law.
Arbitration
Disputes may be subject to arbitration at our discretion, with the process aligned to relevant regulations.
Arbitration does not restrict statutory consumer rights.
Online Dispute Resolution
Users may access online dispute resolution resources as provided by Australian authorities.
Read ODR detailsSeverability
If any section is found invalid, remaining parts continue in effect.
Entire Agreement
These Terms, with our policies, represent the complete agreement between you and finarethos.com.
Applicable Law and Venue
All agreements are governed by the laws of Australia without regard to conflict of law principles.
Termination
We reserve the right to suspend or terminate access for violation of these Terms. Users remain responsible for obligations incurred before termination.
Modifications
We may modify these Terms at any time. Continued use indicates acceptance of changes.
Contact Information
Direct any questions or feedback about these Terms to our team.
Contact Email: content@finarethos.com
Contact Phone: +61.8.2752.7879
Postal Address: 66 Clarence Street, Sydney, NSW 2000 Australia
Effective as of: October 16, 2025 applies
Version: 2.1